Program helping California residents struggling with mortgage and property tax payments

FRESNO, Calif. (KFSN) — The California Mortgage Relief Program will pay up to $80,000 in delinquent house payments and $20,000 in delinquent property taxes.

Fresno County Auditor-Comptroller Oscar Garcia says the funds should not be returned to the state.

“It could have a very big impact on people who need it right now,” he said. “Right now, we’re still trying to get the word out.”

Applications are made online.

You must face COVID-related hardship, have two overdue payments by June 30 of this year, and you must earn less than 150% of the region’s median income, which would be $116,000 for a family of four people in Fresno County.

“You have a right to your home,” says Rebecca Franklin of the CalHFA Homeowner Relief Corporation. “You worked for this and you didn’t cause the pandemic. You didn’t cause the situation you’re in and you have the right to get help and make it up to you. Really, it’s that’s what this program is for.”

In Fresno County, $17.1 million in property taxes are now overdue.

Homeowners who call or come to the Fresno County Tax Office to ask about payment plans are advised of the new program, which only requires you to have one late tax payment.

“I thought it was great because we saw people suffering,” Garcia said. “I don’t really have the power they think I have to exempt taxes. I have to stick to the income and tax code.”

So far, 74 Fresno County households have received more than $22,000 in relief funds.

The state website is quite straightforward.

“They answer those questions and hopefully let them know if they’re eligible or not,” Garcia said.

The app is also translated into Spanish, Vietnamese, Korean, Chinese and Tagalog.

For more information, click here.

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Penny D. Jackson